Credit Risk Assessment, Modelling and Management

Introduction:

Credit evaluation is a process that businesses or individuals undergo to become eligible for a loan or issue payments for goods and services over extended time periods. This also applies to businesses and lenders, including banks, when evaluating credit requests.

Credit risk analysis is a process to assess the risk or possibility of repayment failures by the borrower and the financial losses to the business because of these failures. The risk of the lender not receiving the principal and interest could result in interruption of cash flows and increased costs.

This training course will empower you with complete information and knowledge about credit risk evaluation, modelling and management.

It will help you assume critical roles of credit risk assessment and management in your organization, thereby promoting greater opportunities for career progression.

Further, with the knowledge gained through this course, you would be able to assume roles at a global level, fostering increased scope for career development.

This Credit Risk Assessment course gives participants a comprehensive overview of the key concepts and methodologies in understanding the drivers of credit risk, modelling tools used for the measurement of credit risk, and current best practice in credit risk management techniques.

The course focuses on the actual practice of credit risk assessment within financial institutions as well as on the quantitative and methodological tools and procedures that are at the cutting edge of measuring, mitigating, and managing credit risk.

Course Objectives

By the end of the course, participants will be able to:

• Identify the key elements of credit risk
• Analyze the micro-financial drivers of credit risk and macro-economic factors which impact system-wide credit risk
• Explain modelling techniques for assessing credit risk
• Demonstrate proficiency with different methods and tools for credit scoring
• Demonstrate the usage and risks of credit derivatives
• Apply collateral management techniques to credit derivatives exposures